December, 2016 RSS Icon
Found 3 entries for December, 2016.

With today marking the first day of winter you may be wondering, “Is winter a good time to buy a home in BC?”

Yes, spring and summer are typically the popular months for most people to buy and sell real estate but there are definitely some benefits of home buying during winter.  Here are 8 reasons to buy a home in the winter that you may want to consider.

1. Fewer Buyers to Compete with in Winter

Most people start to look to buy a house in spring and summer as the weather gets nicer and the school year wraps up. If you start a little early and start looking to buy a home in winter you will have fewer buyers to compete with. This may mean you can avoid a bidding war or find a seller who is willing to go down in price to get their property sold

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New B.C. Home Owner Mortgage and Equity Partnership Program

Today while in Surrey, BC, our Premier Christy Clark announced that the provincial government will be matching the down payment of first-time home buyers with five-year interest-free, payment-free loans.

Here are the details that we know so far in order to qualify:

  • Be a Canadian Citizen or Permanent Resident for 5 years.
  • Have lived in BC for at least one year.
  • Never owned a residential property anywhere in the world.
  • Have a down payment up to or equal to the amount of the loan (up to $37,500 or 5% of the home purchase price).
  • Pre-qualify for a high-ratio first mortgage for at least 80% of the purchase price.
  • Purchase a home worth less than $750,000 (including condos,
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The Fraser Valley real estate market experienced a decrease in overall property sales by 29.4% over 2015 and is finally returning to more characteristic levels for this time of year:

1,247 sales closed in November 2016 compared to 1,766 in November 2015 and 1,463 sales in October 2016.

The steady return to a more normal market is expected to continue according to the Fraser Valley Real Estate Board.


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